Your Premier Mortgage Lender

Welcome to HomeSmart Home Loans, where we redefine excellence in mortgage lending. With a sterling reputation built on trust and integrity, we pride ourselves on delivering unmatched service and tailored solutions to meet your home financing needs. Our commitment to providing competitive rates ensures that you secure the best possible terms for your mortgage. Backed by a diverse range of loan programs designed to fit every unique circumstance, we empower you to achieve your homeownership dreams with confidence. Discover the difference with HomeSmart Home Loans and embark on a seamless journey to homeownership today.

 

Let us help you get your home today.

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Years Experience

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Loans Closed

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Of our clients would recommend us

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Rated mortgage company in Orange
Happy Family

Low Rates. Zero Hassles.

Get to Know Jeremy Blay

As an industry leader in the Mortgage Lending business Jeremy Blay is known for persistence and strategic vision in helping his clients reach their home ownership goals. With over 20 years in the industry Jeremy Blay has helped build and sustain relationships and product development through all the ups and downs the banking industry has been through. His reputation for judicious resources has helped with client retention and satisfaction.

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Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

Zillow 5 stars

zuser20140926070358886

Jeremy and his team are absolutely wonderful to work with!

Jeremy and his team are absolutely wonderful to work with! I honestly believe he will save us money in the long run and more importantly makes us feel like we have an ally who is looking out for OUR interests.

Zillow 5 stars

tracyduzdevich

He is very helpful, reliable and gets the job done in a timely manner.

Mr. Jeremy Blay is the most knowledgeable person I have ever met in the mortgage industry. He is very helpful, reliable and gets the job done in a timely manner. I know there is a process to buying or refinancing a home and it can be very frustrating at times but Jeremy Blay knows the industry better than anyone in the industry. I trust Jeremy to be the one person to help me with my purchase or refinance SincerelyTracy Duzdevich